Tricount (now "tricount by bunq") is popular, especially in Europe, for its simplicity. Here's an honest look at where it's strong, and where it doesn't handle more complicated trips as well.
Tricount is built around simplicity — log an expense, see who owes what, done. It's genuinely good at that, and it's fully usable without every participant creating an account. Splitinerary covers that same basic case, but goes further for trips with more moving parts: partial stays, multi-family groups, and mixed per-expense splitting logic that Tricount doesn't have dedicated tools for.
If your trip is a straightforward group splitting shared costs evenly the whole time, Tricount's simplicity is a real advantage. If your group's situation is messier than that, that's where the gap shows up.
| Splitinerary | Tricount | |
|---|---|---|
| Free to use | Yes, no credit card | Yes, base tier free (ads present; ~$9.99/yr Premium removes them) |
| Multi-currency support | Not yet available | Built in, free |
| Receipt photo capture | Included free, via mobile web (integrated into itemized meal splitting) | Built in, free |
| Offline mode | Not available — requires internet connection | Available — native apps support offline entry, sync later |
| Native mobile app | No — mobile-responsive web app | Yes, iOS & Android |
| Partial-stay / date-range proration for lodging | Built in | Not a dedicated feature |
| Per-family vs. per-person splitting | Built in (choose either per expense) | Not a dedicated feature |
| Minimized settlement transactions | Yes, automatic | Shows net balances; no dedicated minimized-transaction settlement plan found in our research |
| Account required per traveler | No — travelers can be added without their own account | No — same |
| Distinctive extra | Cost Grid (full expense × traveler matrix view) | bunq virtual card integration — purchases can auto-log into the app |
Feature details for Tricount current as of mid-2026 — confirm on their site, as bunq has been actively adding features since acquiring the app.
If you want the simplest possible tool — add an expense, see the balance, done — Tricount is built exactly for that, and its base tier being fully free even with limited ads (rather than daily caps like some competitors) is a real point in its favor. The bunq virtual card integration is also a genuinely distinctive feature nothing else in this space offers: purchases on that card can auto-populate as expenses, cutting out manual entry entirely for people willing to use it. If your group trips are consistently simple and evenly split, there's little reason to look further.
If someone joins your group four days into a seven-night rental, Splitinerary calculates their share based on nights actually stayed, not an even split across everyone regardless of how long they were there — something we couldn't find a dedicated equivalent for in Tricount.
Traveling as multiple families sharing a house? Assign each family as a single traveler entity, and choose whether a cost splits by headcount or by flat unit share, per expense.
Rather than just showing who owes whom, Splitinerary calculates the minimum number of payments needed to settle the whole group, with families settling as a single transaction.